Fast Cover Promo Codes: Tested & Working | 20% off | October 2026

Fast Cover Travel Insurance has percentage-off and dollar-off savings for Australian policies, including a separate discount for Extras Travel Insurance. Frugal Feeds checks the listed codes, and the most useful choice between the general travel-insurance offers turns on whether your premium is below or above $100.

Choose the saving that suits your premium

For travel insurance, WINTER takes $5 off, while GET5OFF gives 5% off. They save the same amount on a $100 premium. Choose WINTER below $100; above $100, GET5OFF saves more.

BIRTHDAY offers 10% off as a separate option. For Extras Travel Insurance, use 20EXTRA for 20% off rather than treating it as a general travel-insurance code.

Enter your code when buying the policy

Start your Fast Cover purchase, select Apply a Voucher, enter the code in the Promo Code box, then select Apply code. This keeps the discount step within the policy checkout flow.

Student discount and policy flexibility

Students with a Student Beans account can access 10% off student travel insurance. Log in to Student Beans, copy the unique code provided there, then apply it at Fast Cover checkout. Fast Cover offers eligible student travellers cover for overseas and local travel for up to 24 months.

For a student trip, Fast Cover says you can return home and resume the trip where there are at least 14 days left on the policy and travel resumes within six months of returning home. This can matter for an exchange or extended study trip that includes a planned or unexpected visit home.

Cancellation terms that can affect your decision

Fast Cover's 25-day money-back guarantee allows an eligible full refund when you cancel within 25 days of buying the policy. Its cancellation information also describes a 100% refund from 26 to 366 days after purchase when the trip has not started. Once a trip has started, the stated refund levels are lower, so cancellation timing can materially affect the amount returned.