$5,000 Digital eftpos Gift Card – McDonald’s Monopoly Australia 2023

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Terms and Conditions

Each $5,000 Digital eftpos Gift Card prize comprises of two (2) x digital eftpos gift cards valued at $2,500.

These Terms & Conditions govern the use and operation of your eftpos gift card (Card). Your Card is issued to you by TCN Group Pty Ltd ABN 87 626 501 568 (the Distributor).

By acquiring the Card, you accept these Terms & Conditions.
In these Terms & Conditions, “You” or “Your” refers to the person who acquires the Card, whether by purchasing the Card or receiving the Card as a gift.
The use of “Us”, “We” or “Our” refers to TCN Group Pty Ltd (TCN).
The Distributor is the distributor and promoter of the Card. The Distributor is also responsible for providing certain cardholder services to You. These services include providing You with Your Card, providing lost and stolen services and assisting You with any enquiries You may have regarding the use of Your Card. Pays availability. When We refer to “Pays”, we are referring to Apple Pay, Google Pay or Samsung Pay and further, when we refer to a “Device”, we are referring to a mobile phone or wearable device that allows You to store a Card to the Device. Pays availability is subject to Your respective Card program sponsor and device capability. Although the Card is Pays enabled, availability of the Pays is contingent upon the card program You have signed-up for.
In addition, Cardholders associated with Pays enabled programs must ensure their device is Pays capable. This means Your device must have the ability to store the Card and actuate a purchase.

Using the Card and Expiration
The Card is a prepaid eftpos card that can be used for purchasing goods and services where prepaid eftpos cards are accepted for electronic transactions (excluding transactions at ATMs or over the counter at financial institutions). Your Card cannot be used to make direct debit or recurring or regular instalment payments. Such attempted unauthorised use may result in Your Card being suspended or cancelled and any remaining value on Your Card being permanently forfeited. The card will expire according to the month and year found on Your tokenised card on Your device The Card is valid until the expiry date and cannot be used after expiry. On the expiry of your Card, any balance that remains after the expiry date will not be available for use and will be forfeited by You and become the property of the Distributor. You must not use Your Card for any unlawful purpose, including the purchase of goods or services prohibited by the laws of Australia and/or the laws of the location where the Card is used or where the goods or services are provided. Should Your Card be used for unlawful purposes, we may restrict You from accessing any value available on Your Card.

Card Limitations
The Card cannot be used to make transactions that exceed the available balance. For such a transaction You need to pay the difference by another method if the merchant agrees. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept the Card). Merchants may also impose their own restrictions on the use of your Card, such as minimum payment amounts.
Your Card is not reloadable. This means that additional funds cannot be added onto Your Card.
The Card is not a credit card and nor is it linked to a deposit account with us. The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments.

We are not liable in any way when an authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on Our part. We are not liable in circumstances where You have other cards stored on Your Device for payment and You inadvertently use the Card when using Your Device as a payment method. You must ensure that You select the correct card prior to using Your Device as a payment method. We are not otherwise liable for the use, functionality or availability of a Device, the availability of merchants who allow the use of the Device and Card as payment, or a reduced level of service caused by the failure of thirdparty communications and network providers (except to the extent deemed liable under the ePayments Code).

You must ensure that You keep Your Card secure. We are not liable for transactions on Your Card if:
a) Your Device security measures are compromised.
b) where You allow others access to, or the means to access, Your Device; or
c) any other circumstances in which You allow others to circumvent the security measures of Your Device.
You are responsible for all transactions on Your Card, except those that are as a result of TCN employees and/or agent’s fraud or negligence. If Your Card is lost or stolen, or You suspect an unauthorised transaction, You must immediately report this to TCN by calling 1300 375 346. Any unreasonable delay in notifying TCN may expose you to liability in respect of unauthorised transactions. The Card may not be replaced if misused, lost, stolen or damaged. We may (at Our discretion) replace a faulty, lost, or stolen Card. Any replacement Card will have the same unused value at the time of replacement and expiry date as the original Card. The Card will be void if it is defaced, mutilated, altered, or tampered with in any way.

We do not charge any fees for using the Card. However, some merchants may charge You for using the Card and such fees may be deducted from the balance of Your Card at the time of the transaction. A Currency Conversion Fee is payable by You when You make a transaction on Your Card in a currency other than Australian dollars. A Currency Conversion Fee may also be payable if you make a transaction on your Card in any currency (including AUD) that is processed by a card scheme or financial institution or billed by the merchant outside of Australia. It may not always be clear, particularly when purchasing online, that the merchant, financial institution, or card scheme processing is located outside of Australia.

Any refunds on Card transactions are subject to the policy of the specific merchant.
Refunds may be in the form of a credit to the Card, cash refund or in-store credit. If the Card expires or is revoked before You have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then You will have no access to those funds. This may also apply if You obtain a refund to a Card which has already expired. Refunds in currencies other than Australian dollars are converted to Australian dollars as at the date they are processed by using exchange rates determined by them. This may lead to the refund being converted using an exchange rate different from the one used to convert the original purchase. The converted Australian dollar amount appears on Your transaction history as the transaction amount.

Disputes, Complaints & General Queries
If You have a problem with a purchase made with the Card, or a dispute with a merchant, you must deal directly with the merchant involved.
If You cannot resolve the dispute with the merchant, you can contact TCN, and TCN at its discretion may offer assistance. We have the ability in certain circumstances to investigate disputed transactions which occur on Your Card and attempt to obtain a refund for You. In accordance with the eftpos scheme rules, which are available on eftposaustralia.com.au, Our ability to investigate a disputed transaction on Your behalf is limited to imposed timeframes. The maximum timeframes vary between 75 days and 120 days from the transaction date, so it is important that You notify Us as soon as You become aware of a disputed transaction.
If You notice any error relating to the Card or have a query about the Card, You should initially contact TCN by contacting Client Services during business hours on 1300 375 346 or [email protected].

o You are responsible for all transactions on the Card, except where there has been fraud or negligence by Our staff or agents.
o We may restrict or stop the use of the Card if suspicious activities are noticed.
o You are responsible for checking Your transaction history, knowing the available balance and date of expiry for the Card. Balance and transaction history are available to You within the app on Your Device.
o Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S and other countries. o We reserve the right to change, vary and amend these Terms & Conditions at any time. Any changes to the Terms & Conditions can be viewed at www.eftpos.gift.
o Information will be disclosed to third parties about the Card, or transactions made with the Card, to the extent permitted by law and also where necessary to operate the Card and process transactions.
o The full privacy policy regarding how We and eftpos collect, use, and disclose Your personal information can be viewed at https://www.eftpos.gift/privacyandpolicyhttps://www.eftpos.gift/privacyandpolicy.
Your acquiring and/or use of the Card is taken to be acceptance of these Terms & Conditions.

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